When You Need Quick Cash, Loan USA Has Your Back
Receive The Loan You Need From A Company Who Cares
When you need money in your pocket today, a pawn loan may be the perfect solution for you. If you have items that are just sitting around, heading over to Loan USA with them in hand may prove to be a valuable and viable option to get the money you need ASAP. Short-Term Solutions For Quick Money One of the greatest advantages of a pawn loan is that you can get the money you need from a variety of items — this typically isn’t the scenario where you’re giving the deeds away to a property you own.
Pawn loans from Loan USA are a short-term solution to unexpected financial emergencies. There’s no need to feel embarrassed about partnering with a pawn shop, especially when it’s Loan USA! Forget What You Think You Know About Pawn Loans Pawn shops tend to have a reputation — seedy and misleading— but these vilifications are more of a myth than a reality of what pawn shops are really like today.
Pawn shops are highly regulated entities by 14 federal statutes and regulations, not to mention the local laws and guidelines at Loan USA adheres to in Springfield, Lawrence, and Worcester.
The pawn loan experts at Loan USA provide a top-notch customer experience in a facility that is professional and well-kept — you’ll feel at ease and taken care of when you’re here!
Don’t believe all the things you’ve heard, and instead revel in the many benefits of a pawn loan from Loan USA.
What You Need To Know About Pawn Loans When you have monthly bills that are piling up, a pawn loan can be helpful when you’re strapped for cash. This type of loan is effortless to get — essentially, you’re given a cash loan based on the item(s) you put forth and the value they have.
Why are pawn loans successful? Pawn loans are a great solution because they’re convenient and they never put a dent in your credit score.
It’s Loan USA’s goal to lend you what you need. Bring in any item of value including instruments, jewelry, electronics, etc., and we can provide you the cash you need based on the fair value of the item.Loan USA offers a four-month window to pay off your loan, and our interest rates are determined by the State of Massachusetts.
Is A Pawn Loan Right For You?
A collateral loan may be ideal in your situation if:
- • You need to meet emergency financial concerns
- • You need cash immediately
- • You don’t want a loan to affect your credit
- • You have collateral of value to offer
- • A four-month loan window is a reasonable timeframe
What Is The Difference Between A Pawn Loan And A Collateral Loan?
How Quickly Can You Get Money From A Collateral Loan?
If you accept the loan, you can walk out with the cash in hand and your items will be safely stored until you pay off the loan.
If you need cash ASAP, Loan USA can complete a collateral loan in just one visit — you get the money right away!
What Happens If I Don’t Pay My Collateral Loan In Four Months?
Loan USA will allow you to pay the interest and then receive another four months, or we’ll keep your items and you can be on your way with no further obligation to Loan USA.
At the end of the day, your credit score is unaffected and we don’t report you to any credit agency.
What Kind Of Items Are Accepted For Collateral Loans?
- • Luxury/Designers Handbags & Apparel Jewelry
- • Electronics - TVs, Stereos, Laptops, Gaming Systems, Smartphones, etc.
- • High-End Watches
- • Musical Instruments
- • Select Sporting Equipment
If you have an item of value, there is a good chance that Loan USA will be able to work out a deal with you. We accept the items listed above for collateral loans, but that’s only just the beginning — we offer so much more!
Is A Collateral Loan Accessible?
This loan is extremely accessible, and not as devious as many think they are. On average, a majority of customers who get a pawn loan are repaid and the person gets their collateral back.
Because Loan USA would much rather return your property, we have no doubt that you’ll be able to pay off the loan.
Is Loan USA A Trusted Source For Collateral Loans?
Many of our customers are repeat customers and often borrow the same items time and time again!
Loan USA is also subject to laws including the Truth In Lending Act, Fair Credit Reporting Act, Equal Credit Opportunity Act, and the Federal Trade Commission Rules On Data Privacy And Security Transfer.
Strapped For Cash? Loan USA Is The Answer!
When you need money right away, a pawn loan from Loan USA is the answer you need! A pawn loan is an easy way to get a same-day loan when you offer items of value as collateral. The best part is, your credit score is unaffected by pawn loans or collateral loans! Stop into one of our three Massachusetts locations — Springfield, Lawrence, or Worcester — and learn more about why thousands of people just like you have benefited from a pawn loan as a successful and affordable way to meet their short-term financial needs.