The Lending Process

The Lending Process
When time is of the essence, simplicity makes all the difference. At Loan USA, we’ve perfected our process over three generations, ensuring we offer the best collateral loan services in Massachusetts and the surrounding states. Having found the sweet spot where we can move efficiently without compromising integrity, we provide a customer service experience unlike any other. We’re proud to elevate our industry and treat each client with the dignity and care they deserve.


Need cash now? Let’s get started.


Step 1: Bring in Your Item

Visit us in person with an item of value and a valid, government-issued ID. One of our courteous, experienced pawnbrokers will test and research your valuables to ensure we give you a fair price to pawn or sell. No credit check, no hassle. And thanks to our long-time commitment to you, we can guarantee that we pay the most when it comes to gold.

Step 2: Get the Cash You Need

If you accept our price, we’ll give you your cash as well as a pawn ticket. You’ll be walking out the door with the resources you need within five minutes.

Step 3: Pay Off Your Loan

You can return at any point within your four-month period to pay off the principal of your loan as well as the interest. If it turns out that you don’t want your valuables back, simply leave them with us. Doing so won’t affect your credit or standing with us.


You’ve never worked with a pawnbroker as professional, respectful, and committed as Loan USA. You’ll have no doubt that we take our responsibility to you seriously and feel privileged to play any role in helping you deal with life’s ups and downs. Please feel free to contact us with questions at any time.